Powered by Stripe

Payment Plans for Woo uses your existing Stripe account to process payments. Accept cards, ACH transfers, and Stripe Link—all at standard Stripe rates, not inflated BNPL fees.

Multiple Payment Methods

Give customers flexibility in how they pay. Support for cards, bank transfers, and one-click checkout.

Credit & Debit Cards

Accept all major cards including Visa, Mastercard, American Express, and Discover. Stripe handles PCI compliance so you don't have to.

2.9% + 30¢

ACH Bank Transfers

Let customers pay directly from their bank account. Lower fees make this ideal for high-value purchases and recurring payments.

0.8% (max $5)

Stripe Link

One-click checkout for returning customers. Stripe Link saves payment details securely for faster future purchases.

Same as card rates

Compare: Stripe vs BNPL Services

See why using your own Stripe account beats Afterpay, Klarna, and other BNPL services.

Feature
Stripe + Payment Plans for Woo
BNPL Services
Processing Fee
2.9% + 30¢
4-8%
Application Fee
0-2%*
Included in rate
$2,000 Order Fee
$58.30 - $98.30
$80-160
Payment Terms
You control
They control
Customer Data
You own it
Shared/limited
Branding
Your brand
Their branding
Payout Timing
2-day rolling
Varies

*Application fee: Free plan 2%, Pro $99/yr 1%, Business $199/yr 0%

Enterprise-Grade Security

Stripe is PCI DSS Level 1 certified—the highest level of certification in the payments industry. Your customers' payment data is always secure.

  • Uses your existing Stripe account
  • No additional merchant accounts needed
  • Automatic payment retry on failure
  • Real-time payment notifications
  • Stripe Dashboard for all transactions
  • PCI DSS Level 1 compliant
PCI Compliant
Level 1 Certified
Fast Payouts
2-day rolling
200+ Countries
Global reach
135+ Currencies
Local payments

Ready to offer flexible payment options?